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Microsoft 365 Partner · CSP Reseller

Microsoft 365 Partner in Thrissur

For jewellers, finance companies, chit funds and showrooms — where the books, the stock and the audit trail all live in Excel, and the workbook is worth more than the computer it sits on.

We work here from Angadippuram in neighbouring Malappuram district. One office, no branch claimed in Thrissur.

In Thrissur the system of record is usually an Excel workbook.Gold stock, loan registers, chit ledgers, the owner’s nightly figures. Microsoft 365 does not replace those workbooks; it changes what protects them. Moved into OneDrive or SharePoint, a workbook gains a record of who changed each cell, earlier versions you can restore, and access granted to named people instead of a password passed around on WhatsApp. That is most of what a finance team here actually needs.

What the district runs on

Five kinds of business we work with here

Different trades, one shared habit: the numbers that matter most are in a spreadsheet, and the spreadsheet is protected by a password rather than by who is allowed to open it.

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Jewellery manufacturers and showrooms

Gold stock recorded by weight and purity, showroom by showroom, usually in Excel — with a hallmark ID for every hallmarked piece. In practice the stock workbook is the most valuable file in the business, and it is often the least protected.

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Banks, finance companies and gold-loan offices

Several Kerala banks and finance companies are headquartered in Thrissur. Their regional and branch teams hold customer and loan data that must never end up in an open folder or a forwarded attachment.

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Chit funds

Subscriber registers, auction records and instalment ledgers, frequently kept in Excel and frequently going back many years. The records have to survive both staff turnover and scrutiny.

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Textile and retail showrooms

The day's sales and stock go to the owner every night, usually as an attachment to a personal email address. One workbook the owner can open on a phone replaces the nightly attachment and its copies.

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Chartered accountants and tax practitioners

Clients' books arrive as Excel files by email and returns go back the same way, so the practice ends up holding every client's finances in an inbox. That inbox is the most sensitive thing it owns.

The actual calls

Five things Thrissur businesses ring about

The first two are the same misunderstanding from opposite ends: a password that protects less than people think, and one that protects so well it locks out its own owner.

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Our stock file is password protected

Usually that means Protect Sheet, which stops accidental edits and nothing more. Microsoft's own documentation says it is not a security feature. Anyone who can open the file can read it, so who can open it is the thing that needs controlling.

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Nobody remembers the password on last year's workbook

If the file was encrypted with a password, Microsoft cannot recover it, and neither can we. Permissions on a SharePoint library avoid the problem: access belongs to named people, not to a password someone typed once.

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A figure changed and nobody knows who changed it

For a workbook in OneDrive or SharePoint, Excel's Show Changes lists who changed which cell, when, and what it said before. For a workbook on someone's desktop there is no such record, which is the argument for moving it.

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The auditor wants everything by email

Every attachment is a copy you no longer control. A view-only link to the file, or guest access to one folder, gives the auditor what they need and can be removed when the audit closes.

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The workbook takes minutes to open

Years of transactions in one file. At that point Excel has become a database without a database's safeguards, and the honest answer may be accounting or inventory software rather than a better spreadsheet. We will say so.

Protection, row by row

What Excel protects, and what it only appears to

Every row here is something finance teams rely on today. None of them is wrong to use; most are wrong to rely on. Checked against Microsoft’s own documentation, 25 September 2026.

What people rely onWhat it actually doesWhat to use instead
Protect Sheet, with a passwordStops accidental edits to locked cells. Microsoft's own documentation says worksheet protection is not intended as a security feature.Keep it for preventing mistakes. Control who can open the file with SharePoint permissions.
Encrypt with PasswordReal encryption — but the password travels by WhatsApp, Microsoft cannot recover it if forgotten, and the workbook can no longer be co-authored.Library permissions for most files. Where the file itself must stay encrypted, a sensitivity label, which still allows co-authoring once an administrator enables it.
Dated copies — Stock_Sept_final_v2.xlsxA hand-made version history that nobody quite trusts.Version history in OneDrive and SharePoint, which keeps earlier versions automatically and restores any of them.
Emailing the workbook to the auditorA copy outside your control, indefinitely.A view-only link or guest access to one folder, removed once the audit closes.
Asking around who changed a figureGuesswork.Show Changes, for co-authored workbooks in OneDrive or SharePoint — over a limited period, so version history still matters for anything older.

Sensitivity labels and data loss prevention come with Business Premium; the detail is under Microsoft 365 security. Version history is not a backup, and the gap between them is explained under Microsoft 365 backup.

Where you are starting from

What businesses here are usually moving off

The first row changes the most for the least effort. The workbook does not change at all; where it lives does.

Moving fromTypicallyWhat it involves
Workbooks on one office PCMost jewellers and chit-fund officesThe file moves to OneDrive or SharePoint and immediately gains version history and Show Changes. Nothing about the spreadsheet itself has to change.
Password-protected files sent by emailFinance teams and CA practicesA library with the right permissions replaces the password in the email body. Encryption, where it is genuinely needed, moves to a sensitivity label.
A personal Gmail for business mailSmaller jewellers and family firmsThe address customers and suppliers write to should belong to the business, not to whoever happened to set it up.
Webmail from a local hostEstablished showrooms and finance firmsMail and folders are copied over IMAP while the old mailbox stays live. MX records change only after the copy is verified.

Microsoft 365 in Thrissur — common questions

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Is anyone from Tech Geum near Thrissur?

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Tech Geum has one premises, in Angadippuram in Malappuram district, which borders Thrissur, and we do not claim offices elsewhere. Most work is done remotely. When a visit genuinely helps — usually a working session with the accounts team on their own workbooks — Thrissur is within easy reach.

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Is a password-protected Excel file secure?

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It depends which password. Protect Sheet only stops edits to locked cells; Microsoft's own documentation says worksheet protection is not intended as a security feature (checked 25 September 2026). Encrypt with Password does encrypt the file, but the password has to be shared to be useful, cannot be recovered if forgotten, and stops the workbook being co-authored. For most finance files, SharePoint permissions are the better control; for files that must stay encrypted wherever they go, a sensitivity label.

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Can we see who changed a figure in a shared workbook?

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Yes, if the workbook lives in OneDrive or SharePoint and is co-authored rather than emailed. Excel's Show Changes then lists who changed which cell, when, and the previous value. It covers a limited period rather than the workbook's whole life, so version history — which keeps earlier copies of the file you can open or restore — still matters for anything older.

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What happens if we forget the password on an encrypted workbook?

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The file is lost. Microsoft states that it cannot retrieve forgotten passwords for encrypted Office files, and no partner can either. That is the practical case against using file passwords as the main control: access through permissions can always be re-granted by an administrator, and a forgotten password cannot.

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How should we share our books with the auditor?

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With a view-only link to the files, or guest access to a single folder, rather than as attachments. The auditor sees current figures, nothing leaves your control, and access is removed once the audit closes. Whatever you do share, share the minimum — one year's folder, not the whole library.

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Which plan fits a jewellery group's finance team?

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The accounts team should be on Business Premium, at ₹1,830 per user per month: it includes desktop Excel, sensitivity labels and data loss prevention. Showroom staff who only need email can be on Business Basic at ₹170. Checked 21 September 2026, with Teams, annual commitment, GST extra. Six people in accounts on Premium and twenty showroom staff on Basic comes to ₹14,380 a month, against ₹47,580 with all twenty-six on Premium.

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Should our stock register stay in Excel at all?

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Sometimes not. A register kept by one or two people, a year at a time, works well in Excel once it has version history and proper access. A register edited by many people across showrooms, holding years of transactions, has outgrown it — and accounting or inventory software will serve better than any setting in Microsoft 365. We will tell you which side of that line you are on.

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Can the owner check the day's figures from a phone?

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Yes. With the workbook in OneDrive or SharePoint, the Excel app on a phone opens the current version, so nobody needs to email it each night. Owners who only need to look can be given view-only access, which keeps the figures they see from being changed by accident on a small screen.

Talk to us about Thrissur

Tell us where your books and stock registers live today and who needs to see them. If a workbook is locked behind a password nobody remembers, mention it — it tells us where to start.

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    Workbooks that record who changed each figure, and when

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    Access granted to named people, not a shared password

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    Auditors given a link, not a copy

Prefer to talk first? Call +91 99467 89916 or email admin@techgeum.com.

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